We all have things that we enjoy doing that don’t cost a large amount of money. For some it could be $4 coffee, buying the latest music, or buying the next great book from your favorite author. Ladies, perhaps you really enjoy pampering yourself by getting a manicure or pedicure. For me, it’s things like eating out and going to the movies. What are some things on your list that fall into this category?
Take a few minutes and write down two or three things. The simple change I’m advocating here is for you to purposefully set aside a small amount of money every month for you to do at least one of the things you listed and NOT feel guilty about it. There are no strings attached to this money.
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Ultimately, you can spend it on whatever you want. You don’t have to check in with another person before you spend it. You don’t have to go back to the budget and “see if you can afford it.” You’re giving yourself permission to feel good about spending those dollars on you!
Having this in place has allowed me to have complete freedom in one small area of our family spending plan. I would encourage you for the next several months to create and put to use a “guilt-free money” fund. Take the time each month to make sure it’s a small, reasonable amount that each party is happy with.
That could mean that in some months, the money is increased, and in other months, it’s decreased. At the end of a few months, sit down and honestly evaluate if this has been a valuable change to your financial well-being.
Have you ever done anything like this? Is this something that can implement and see value from? I’d love to hear your thoughts on guilt free spending in the comments below!
